Financing for Human Service Provider Organizations

MCM provides long term financing through the issuance of tax-exempt municipal bonds for Community based service providers that are either governmental units or not-for-profit 501(c)(3) corporations including: Mental Health Agencies, Intellectual and/or Developmental Disability Service Providers, Rehabilitation Facilities, Facilities for Children and Family Services, Drug and Alcohol Abuse Facilities.

If your organization is planning to expand, renovate, or simply move into better facilities, MCM's financing programs may be just what you are looking for. Our low cost, tax-exempt municipal bond financing may be used for:

Purchase of New Facilities

100% financing available for most projects

This includes the costs of construction, but also architect fees, land acquisition, and even the furniture, fixtures and equipment.

Construction of New Facilities

Fixed-rate loans for entire term of your loan.
No concerns over interest rate increases.

Refinancing of higher rate loans

Tax-exempt municipal bonds provide interest rates typically 20-30% lower than bank financing.

We provide truly fixed-rates: NO interest rate “resets”

Renovation of facilities

Designed and constructed by professionals you choose Loans may be from 3 to 25 years.

Purchase of major equipment

Computer hardware and software systems, vehicles, etc.
Amortization of equipment is normally over a 5-year period

Request for Proposal Form

Click here for a useful tool for long term loan comparison shopping.

Financial Assessment Report

A new service for non-profit social service agencies
How does your financial health compare to your industry peers?

For a free estimate of what a loan will cost your agency in monthly payments, see our payment calculator.

Contact Us: customerservice@municapital.com

To learn how our programs may be useful to your organization Click here for more info