LEGAL TERMS

Please read the following sections carefully in order to understand your rights and obligations as a visitor or user of this web site:

Lease Services
The web site is intended to expedite equipment lease and other financing opportunities that Municipal Capital Markets Group, Inc. may offer to you. Municipal Capital Markets Group, Inc. reserves the right to discontinue, suspend or terminate any offered equipment, or real property lease and other financing product in any specific state through this web site. Municipal Capital Markets Group, Inc. does not guarantee acceptance into a lease or other financing program. Financing terms, conditions and standards are established and maintained by Municipal Capital Markets Group, Inc. and its affiliates and are subject to change at any time prior to complete execution, delivery and acceptance of any particular equipment lease or other financing arrangement and the documents related to it. Municipal Capital Markets Group, Inc. and its affiliates do not represent or guarantee that the leases and other financing arrangements offered and made available through this web site contain the best terms or rates available in the market. Municipal Capital Markets Group, Inc. does not charge separate closing costs for equipment leases and other financing agreements initiated through this web site. Municipal Capital Markets Group, Inc. and its affiliates are paid a fee that is included in the financing cost of the equipment lease. Your use of this web site constitutes your agreement with this compensation arrangement.

Copyright and Trademark Notices
The contents of this web site are protected under a registered Copyright © 2000 held by Municipal Capital Markets Group, Inc., 4851 LBJ Freeway, Suite 200, Dallas, Texas 75244. All Rights Reserved. Consequently, everything you see or read on this web site is copyrighted unless otherwise noted and may not be used except as expressly provided in these terms, conditions and notices or in the text elsewhere on this web site, without the written permission of Municipal Capital Markets Group, Inc.

The MCM logotype is a service mark of Municipal Capital Markets Group, Inc. The trademarks, logos, and service marks (collectively, the "trademarks") displayed on this web site are registered and unregistered trademarks of Municipal Capital Markets Group, Inc. and certain third parties. Nothing contained on the web site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on the web site without the express written permission of Municipal Capital Markets Group, Inc. or such third party that may own the trademarks displayed on the web site. Your use of the trademarks displayed on the site, or any other content on the site, except as provided in these terms, conditions and notices, is strictly prohibited. You are also advised that Municipal Capital Markets Group, Inc. reserves the right to enforce aggressively its intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution.

In addition, other product and company names mentioned herein may be the trademarks of their respective owners. Municipal Capital Markets Group, Inc. does not warrant or represent that your use of materials displayed on this web site will not infringe on the rights of third parties not owned by or affiliated with Municipal Capital Markets Group, Inc.

Images of people or places displayed on the web site are either the property of, or used with permission by Municipal Capital Markets Group, Inc. and their affiliates. The use of these images by you, or anyone else authorized by you, is prohibited. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Disclaimers and Limitations
This web site and the information, software, products and services associated with it are provided "AS IS." Municipal Capital Markets Group, Inc., and all other parties involved in the creation, production, maintenance or delivery of this web site disclaim any warranty of any kind, whether expressed or implied, as to any matter whatsoever relating to this web site and any information, software, products and services provided through this web site, including, without limitation, the implied warranties of merchantability, fitness for a particular purpose, title and noninfringement. Municipal Capital Markets Group, Inc. is not liable for any direct, indirect, incidental, consequential, special or punitive damages or other injury arising out of or in any way connected the use of this web site or any delay or inability to use this web site, or for any information, software, products and services obtained through this web site, or otherwise arising out of the use of this web site, whether resulting in whole or in part, from breach of contract, tortious behavior, negligence, strict liability or otherwise, even if Municipal Capital Markets Group, Inc. has been advised of the possibility of damages. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion, as to implied warranties, may not apply to you. (See, however, the "Miscellaneous" paragraph below.) Municipal Capital Markets Group, Inc. also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may affect, your computer equipment or other property in connection with your access to, use of, or browsing in this web site or your downloading of any materials, data, text, images, video, or audio from this web site.

In addition, Municipal Capital Markets Group, Inc. has not reviewed any or all of the web sites linked to this web site and is not responsible for the content of any off-site web pages or any other site linked to this web site. Your linking to this web site, any off-site web pages or other web sites is at your own risk. Inclusion of a link to a web site in the municapital.com web site does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.

Miscellaneous Terms
These terms shall be subject to and construed in accordance with the laws of the State of Texas, excluding its conflict of law principles. You hereby consent to the exclusive jurisdiction and venue of the courts in Dallas, Texas, U.S.A., in all disputes arising out of or relating to the use of this web site. Use of this web site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms, conditions and notices, including without limitation this paragraph. The terms regarding this web site supersede all prior or contemporaneous communications, promises and proposals, whether oral, written or electronic, between you and Municipal Capital Markets Group, Inc. with respect to this web site and information, software, products and services associated with it. If any part of these terms is determined to be invalid or unenforceable pursuant to applicable law, including, without limitation, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. A printed version of these terms and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these terms to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. All rights not expressly granted herein are reserved.

Analytics cookies
There are certain unique cookies and/or third-party cookies that we may use for analytics purposes to enhance the performance of our website. These cookies may be used for testing different designs and ensuring a consistent look and feel is maintained for users of our website. They also may track and provide trend analysis on how our users interact with our website, or help us to track errors. The data collected will generally be aggregated to provide trends and usage patterns for business analysis, site/platform improvement and performance metrics. The type of information we collect includes how many visitors visit our website, when they visited, for how long and which areas of our website are visited and which services are used. This information allows us to continuously improve our services. While this analysis may be performed by third parties, only MCM will review the analytics. Your use of our website indicates your consent to the use of these web analytics cookies. One of these third party analytic tools used is a web analytics service provided by Google. Google Analytics uses cookies to help analyze how visitors use the MCM website.

For further details on Google analytics cookies, visit cookies set by Google Analytics.

Municipal Capital Markets Group, Inc. may at any time revise the terms of access, browsing and use applicable to this web site by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms, conditions and notices to which you are bound.

PLEASE PRINT A COPY OF THESE TERMS FOR YOUR RECORDS.